Want the best car insurance quotes? My advice to you is not to accept an automatic renewal auto insurance quote from your existing car insurance company. Forget about insurer loyalty, because it means nothing to them, and it doesn?t save you anything. Right now, most major auto insurers in the U.S. are offering attractive discounts in an effort to chase new customers.
To help you save more money in this tough economic climate, here are 7 important tips on how you can get cheap car insurance for yourself and your family.
1. Comparison-shop by using DailyMarkets.com?s car insurance quote comparison tool to find a policy that?s best for you and your family. Select the state you reside in, and you can find and compare auto insurance quotes from major insurance companies in the U.S. This saves you time from having to go to an agent, and most importantly, you get to save up to 30% over an agent?s price! Instead of going through a middle man, use our online comparison tool to instantly customize a car insurance policy that fits your needs.
Compare Insurance Quotes
By DailyMarkets.com
Get Quotes Now ?
2. Be accurate in your answers. With your name and address, the provider can often pre-fill the vehicle information for you by looking it up automatically from the motor vehicle registry. This helps save time and cuts out errors on your part. Provide the state and zip code where you reside. Car insurance quotes vary depending on the state and zip code, and coverage may differ too.
3. If your budget is tight and you really want to get cheap car insurance, you should increase the deductible on your car insurance. A deductible is an amount that you have to fork out of your own pocket before the insurer pays when your vehicle is stolen or damaged. If you have purchased your vehicle with a bank loan, your bank will probably want your deductible to be as small an amount as possible. In most cases, banks allow vehicles to have up to a $1000 deductible. By increasing your deductible, you may even save hundreds of dollars a year!
4. Bring up your credit score. You might already know that your credit score has a big impact on the interest rates you get on your loans or credit cards, but some of you may be unaware that car insurers in most states actually factor your credit score into their calculation of your car insurance premium. Even though some states such as Massachusetts and California prohibit insurers from checking credit scores for car insurance quotes, attempts to impose a federal ban on this controversial practice have failed. Typically, drivers with excellent credit scores (over 750) pay much less compared to those of a similar age group with average credit. A recent survey found that Americans aged 25 to 34 with clean driving history, pay an average of $1,938 per year for full car coverage, 40% more than those same people who have credit scores of at least 750.
5. Pay for your auto insurance on an annual basis, not on a monthly basis. You may think that paying your insurance premium monthly is more manageable for you, but it?s actually not because you end up paying more cumulatively.
6. If you have more than one car, get them insured with the same company in order to get a discount for multiple vehicles. This is a good way to get cheap car insurance as it often costs more to have multiple insurance policies.
7. Do you absolutely need to add roadside assistance to your insurance coverage? Some of the best credit cards in the U.S. these days include free roadside assistance as a benefit. Examples of cards which come with free roadside assistance include the American Express Platinum Card and Chase Sapphire. So you may already be covered in this area without even knowing it and without having to fork out extra money for it.
To get started on finding the best auto insurance quotes, use DailyMarkets.com?s Auto Insurance Comparison Tool now!
Compare Insurance Quotes
By DailyMarkets.com
Get Quotes Now ?
Source: http://www.dailymarkets.com/insurance/car/
Meteor Hits Russia Dorner Manifesto Valentines Day Quotes cnn paczki lent la times
No comments:
Post a Comment